(1) Izimiso zokwabiwa kwenzuzo
Inkampani isebenzisa inqubomgomo yokusabalalisa inzuzo eqhubekayo nezinzile. Ukusatshalaliswa kwenzuzo kufanele kunake imbuyiselo yokutshalwa kwezimali efanele kubatshalizimali, kugcinwe ukuqhubeka nokuzinza kokusatshalaliswa kwenzuzo, futhi kuhambisane nemithetho nemigomo efanele; ukusatshalaliswa kwenzuzo yenkampani kufanele futhi kucabangele izimali ezifanele zenkampani. Umgomo wesidingo akufanele udlule ububanzi benzuzo eqoqwe esakazwayo, futhi akufanele kuphazamise ikhono lenkampani lokuqhubeka nokusebenza.

(2) Uhlobo lokwabiwa kwenzuzo
Izinkampani zingasabalalisa inzuzo ngemali, isitokwe, noma inhlanganisela yemali kanye nesitokwe. Lapho inkampani isabalalisa izinzuzo, kuzobekwa phambili izinzuzo zemali. Uma inkampani ifanelekela izinzuzo zemali, izosebenzisa izinzuzo zemali ukuze isabalalise inzuzo.

(3) Inkampani ngokuvamile isabalalisa inzuzo ngokuya ngonyaka wezimali.
Uma izimo zezabelo zemali zihlangatshezwana nazo, inkampani izosabalalisa izinzuzo zemali kanye ngonyaka ngokomthetho, futhi ingasabalalisa nenzuzo yesikhashana (imali) ngokwezidingo zenkampani.

(4) Izimo ezithile, isikhawu kanye nesilinganiso esincane senzuzo yemali
● Inkampani izosebenzisa izinzuzo zemali uma kuhlangatshezwana nemibandela elandelayo ngesikhathi esifanayo:
1. Inzuzo yenkampani esabalalayo yonyaka (okungukuthi, inzuzo yenkampani ngemva kwentela ngemva kokulungisa ukulahlekelwa nokukhipha isikhwama somhlalaphansi) inhle;
2. Isikhungo sokuhlola sikhipha umbiko wokuhlola ongafaneleki ojwayelekile embikweni wezezimali wonyaka wenkampani;
3. Inkampani ayinazo izindleko ezinkulu zemali ezinyangeni eziyi-12 ezizayo. Izindleko ezinkulu zemali zibhekisela ku: utshalomali lwangaphandle oluhleliwe lwenkampani, ukuthengwa kwezimpahla noma ezinye izimpahla ezizinzile ezinyangeni eziyi-12 ezizayo. Izindleko ezihlanganisiwe zifinyelela noma zidlula u-30% wenzuzo yenkampani yakamuva ehloliwe.

● Iphesenti elincane kakhulu lenzuzo yemali
Uma kuhlangatshezwana nemibandela yesabelo semali engenhla, ibhodi labaqondisi lenkampani kufanele licabangele ngokuphelele izici ezifana nezici zemboni, isigaba sokuthuthuka, imodeli yayo yebhizinisi, inzuzo, nokuthi ngabe kukhona yini amalungiselelo amakhulu okusetshenziswa kwemali, kanye nokusetshenziswa kwesabelo semali kuzohambisana nemibandela elandelayo:

1. Ukuqashelwa kwesigaba sokuthuthukiswa kwenkampani kanye nesilinganiso senzuzo yemali: Uma isigaba sokuthuthukiswa kwenkampani sisesigabeni sokuvuthwa futhi kungekho lungiselelo lokusetshenziswa kwemali enkulu, lapho kwenziwa ukusatshalaliswa kwenzuzo, isilinganiso senzuzo yemali kulokhu kusatshalaliswa kwenzuzo kufanele okungenani sibe ngu-80%. ; Uma isigaba sokuthuthukiswa kwenkampani sisesigabeni sokuvuthwa futhi kukhona amalungiselelo okusetshenziswa kwemali enkulu, lapho kwenziwa ukusatshalaliswa kwenzuzo, isilinganiso esincane senzuzo yemali kulokhu kusatshalaliswa kwenzuzo kufanele sifinyelele ku-40%; isigaba sokuthuthukiswa kwenkampani sisesigabeni sokukhula futhi sinezinhlelo zokusetshenziswa kwemali enkulu. , Lapho kwenziwa ukusatshalaliswa kwenzuzo, isilinganiso esincane senzuzo yemali kulokhu kusatshalaliswa kwenzuzo kufanele sifinyelele ku-20%. Uma isigaba sokuthuthukiswa kwenkampani singelula ukusihlukanisa kodwa kunezinhlelo zokusetshenziswa kwemali enkulu, singaphathwa ngokuhambisana nezinhlinzeko zesigaba esandulele.

2. Njengoba isigaba samanje sokuthuthukiswa kwenkampani sisesesigabeni sokukhula, futhi kulindeleke ukuthi sibe nezinhlelo ezinkulu zokusetshenziswa kwemali, lapho inkampani isabalalisa inzuzo, ingxenye encane yemali ekwabiweni kwenzuzo kufanele ifinyelele ku-20%. Ibhodi labaqondisi benkampani, ngokuhambisana nokuthuthukiswa kwebhizinisi lenkampani nangokuhambisana nezinhlinzeko zesigaba esandulele, lizolungisa izinhlinzeko zalesi sihloko esigabeni sokuthuthukiswa kwenkampani ngesikhathi esifanele.

3. Ngokomthetho, inkampani izosabalalisa izinzuzo zemali kanye ngonyaka, futhi ibhodi labaqondisi benkampani lingaphakamisa izinzuzo zemali zesikhashana ngokusekelwe enzuzweni yenkampani.

(5) Ukusatshalaliswa kwenzuzo ngezinye izindlela
Uma inkampani isebenza kahle, ibhodi labaqondisi likholelwa ukuthi intengo yesitoko senkampani ayifani nesilinganiso semali yesabelo senkampani, futhi kunezici zangempela nezinengqondo njengokukhula kwenkampani kanye nokwehliswa kwempahla eseleyo ngesabelo ngasinye, kanye nokukhishwa kwezabelo zesitoko kuzuzisa izintshisekelo zabo bonke abanikazi bamasheya benkampani. Ngaphansi kwesisekelo sokuthobela imibandela engenhla yezabelo zemali, ukusatshalaliswa kwezabelo zesitoko noma uhlelo lokusabalalisa inzuzo ngendlela yokuhlanganiswa kwemali kanye nezabelo zesitoko kungaphakanyiswa.